Wednesday, November 16, 2011

Payback On Pay Day!


(A timely repost.)
I have been with the Business Processing Outsourcing world for quite some time now and I truly agree that for as long as one has what it takes, like multi-tasking skills, with knowledge on basic computer usage and of course equipped with good conversational English, one will definitely earn more than a local employee, with a diploma at that.

Needless to say, even if I never graduated, life is just good with a great line of business.

Recently, I was moved to a new account and needless to say, the daily “nose-bleed” as we like to call the knowledge overload, has made me numb and stony-eyed at at some point. But then on the other hand it has made me more thankful that not only do I have a job, but a good paying one at that.

Yesterday was pay day and it only means payback time! Got enough to pay bills and mocha granita as a bonus this time since I haven’t been on under-time for more than a month already meaning I get to stay at the office for the complete nine hours (I still can’t believe that I managed, as in!!! )

I don’t know about the others but for me pay day is payback because this time I felt that I am working hard for my keep and it’s so hurting to spend my salary on something that is of less worth.

As I hold my salary in my hands, I noticed that I was staring at it for a time. Then I decided that I have to make sure I spend my money wisely. Not so much on gastronomic extravagance but more on the necessities. I know I’m a bit old to realize it but hey, better late than never.
I have to keep in mind that I have to take advantage of my existing employment for I know this won’t last forever. I’m aging by the minute and there’s no guarantee that I can still keep up with it for a very long time.

An unsolicited advice to my colleagues, money is a good friend but sometimes could be an influence of bad judgment and greed.

A good friend because it helps us sustain our everyday needs as well as our respective families.
An influence of bad judgment because sometimes since we have it, it could dictate us that a particular want becomes a need.

Greed because we tend to lose our sense of contentment that we yearn for more than we can afford leading it to neglect of the real priorities that we have on our list.

Let’s try not to be impractical and instead handle our responsibilities real-time. I would sometimes hear others mumble that they just wish they saved even P500 per pay day but had no perseverance to do so. My point? It’s never too late. Always remember that it’s never too late to start now.

For my immediate course of action? Here goes.

• Instead of spending P75 – P120 for coffee, I will be settling for the native coffee at our favorite joint at the Libertad Market @ P10. (both kinds of coffee can keep me awake anyways.)
• Consider “ukay-ukay” for decent jeans (usually around P150-P250) rather than salivating on P2,000+ *Guess pants.

• De-stressing through filled tummies is good but just don’t do it everyday. If I’ll be too stressed, I’ll try to satisfy myself @ Tikboy’s Pork barbecue for P70 (that’s with cold softdrinks already mind you.)

• Instead of spending P100 for a cab, I’ll take a breather before commuting at a jeepney by smoking one cigarette. P100 and P15 makes a lot of difference. (It would be more fun if I am with the two other Muskeeterettes, Cathy and Joanne.) Besides, both can take me to my destination and with the traffic along Lacson Streets, there’s not much time difference.

• Instead of consuming almost two packs of Winston a day, try to reduce it by just smoking when I have too. (after eating, having coffee or on 15 minute breaks.) I bet my doctor would be happy too. :D

• I’ll be more meticulous on a grocery day so that I won’t overspend. Be more vigilant on discounted items on the shelves so I can take advantage without missing the expiration date. (Be careful and avoid food poisoning…hehehe)

• Always make sure to bring my spill-proof tumbler to work so that I can get free coffee and water instead of spending P15 for the bottled ones.

• I’ll try to be more interested in tv series so that every time I buy dvd, it’s the complete season and not per partial number of episodes only.

Happy Thoughts!
Photo Credits
http://www.google.com/imgres?imgurl=http://2.bp.blogspot.com/
http://www.google.com/imgres?imgurl=http://imgs.sfgate.com
http://www.google.com/imgres?imgurl=http://imgs.sfgate.com
http://www.google.com/imgres?imgurl=http://tobaccotrain.com
http://www.google.com/imgres?imgurl=http://3.bp.blogspot.com

No comments:

Post a Comment